TERMS AND CONDITIONS OF USE
First Development Corporation
Terms Conditions

TERMS OF USE:

Welcome to the First Development Corporation ("FDC") web site, www.firstdevelopment.com ("Site"). By accessing this Site, you agree to be bound by the terms and conditions below ("Terms"). If you do not agree to all of the Terms, please do not use this Site. FDC may from time to time modify or revise the Terms by updating this Site. Your use of this Site following any such change constitutes your agreement to follow and be bound by the Terms as changed. If any change is unacceptable to you, your only re-course is to terminate your use of the Site.

COPYRIGHT NOTICE:

All web Site design, text, graphics, the selection and arrangement thereof are Copyright 2001: First Development Corporation. All rights reserved. Permission to use, copy and distribute documents delivered from this World Wide Web server and related graphics is hereby granted, provided that the above copyright notice appears in all copies and that both the copyright notice and this permission notice appear. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying. All other rights reserved. The name "First Development Corporation" ("FDC") or the FDC logo may not be used in advertising or publicity pertaining to distribution of this information without specific, prior written permission. Any other use, including, but not limited to, the reproduction, modification, distribution, transmission, republication, display or performance of the contents of this Web Site for any other purpose, except as specifically granted herein, is strictly prohibited. This web Site contains trademarks and/or service marks owned by First Development Corporation. All marks are the property of FDC. All rights in the intellectual property contained in this web Site including copyright, trademarks, service marks, trade secret and patent rights are reserved. Access to this web Site does not constitute a right to copy or use any of the intellectual property of FDC. Statutory notice contained herein represents trademark status in the United States.

DISCLAIMER:

All information is subject to verification or change without notice, and no liability for errors or omission is assumed. The contents of this web Site does not constitute a prospectus, offering or solicitation of an offer to buy any securities or real estate. Though First Development Corporation ("FDC") has made every reasonable effort to make this web Site helpful, current and accurate, due to the open nature of this web Site, and the potential for errors in the storage and transmission of digital information, no warranty or representation, including any implied warranties of merchantability and fitness, express or implied, is made as to the accuracy of the information contained herein, though obtained from sources deemed reliable. By using this web Site, you hereby agree that in no event shall FDC or its affiliates be liable for any special, indirect or consequential damages or any damages whatsoever from loss of use, data or profits, whether in an action or contract, negligence or other tortious action, arising out of or in connection with the use or performance of the information contained in this web Site or violation of any of the Terms herein, and, in fact, you agree to defend, indemnify and hold First Development Corporation and each of its subsidiaries, affiliates, officers, directors, employees and agents harmless from and against any and all claims, losses, damages, liabilities, costs and expenses, including reasonable attorneys fees and costs, incurred or suffered by them and arising from or related to your (a) use of the Site, or (b) violation of any of these Terms. FDC makes no representation about the suitability of this information for any purpose. It is provided "as-is" without express or implied warranty. Prices, terms, sizes and configurations of properties and other such information are subject to change and any properties listed herein may be withdrawn without notice. Space for lease Is subject to prior rental. Properties available for sale are subject to prior sale. FDC cannot be liable for pictorial or typographical inaccuracies. All specifications which include dimensions, are subject to change without notice. Any prices shown are cash prices in U.S. dollars and are subject to change without notice. FDC does not warrant that this Site, its contents or functions contained on this Site will be complete, accurate, secure, uninterrupted or error-free, that defects will be corrected, or that this Site or the servers are free of viruses or other harmful components. FDC does not warrant or represent the use of the materials on this Site, in terms of their correctness, accuracy, reliability or otherwise.

AUTOMATED MONITORING:

Use of any robot, spider, web crawler, automated query device, or other automatic device or manual process to monitor or copy our web pages or the contents contained herein without FDC's prior express written permission is prohibited. Use of any device, software or routine to interfere or attempt to interfere with the proper working of the firstdevelopment.com Site is also prohibited. Information on this Site is updated from time-to-time and is proprietary to FDC. Copying, re-producing, altering, modifying, creating derivative works or publicly displaying any content from this web Site without the prior express written permission of FDC is prohibited.

LINKS TO OTHER WEB SITES:

The firstdevelopment.com web pages may contain links to other web-sites ("Linked Sites"). The Linked Sites are not under the control of firstdevelopment.com nor FDC and FDC is not responsible for the contents of any Linked Sites, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Firstdevelopment.com is not responsible for web casting or any other form of transmission received from any Linked Sites. Firstdevelopment.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by firstdevelopment.com or FDC of the site or any association with its operators. You acknowledge and agree that your access or use of any Linked Site is at your own risk.

PRIVACY:

It is the policy of FDC to respect the privacy of individuals who visit the Site or provide comments to us. At First Development Corporation ("FDC"), your privacy is of great concern to us, which is why we have developed this privacy policy to explain our practices regarding the use and disclosure of information we may obtain from users of our web Site, located at http://www.firstdevelopment.com. This policy is Incorporated into, and subject to our web Site Terms of Use. We do not collect any personally identifiable information from individuals unless specifically provided by the individual. We may collect and store statistics and other information about the on-line activities of our visitors on an aggregate basis. We do not intend to obtain any personal information from minors. If you are under the age of 18, please do not provide us with any personal information. We do not sell your personally identifiable information to third parties. We may access, use or disclose your personally identifiable information to operate, maintain, service or improve our Site, provide offers to you, analyze our Site to make it more effective, or for other general internal business purposes, or when we believe in good faith that the law requires it. We may disclose aggregated information about our Site to third parties. We may send you postal mail or e-mail communications to provide information that we think you will find useful. You can choose not to receive any future communication from FDC by sending us an e-mail requesting your name and contact information be removed from our FDC databases. However, due to the extent that corrected or deleted information is also stored in other databases, we cannot always ensure that such corrections or deletions will immediately reach the other databases or will, in fact, ever occur. Your privacy is very important to us. However, due to the existing legal and technical environment, we cannot ensure that your personally identifiable information will not be disclosed to third parties in ways not described in this policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. Additionally, we can (and you authorize us to) disclose any information about you to private entities, law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate to address or resolve inquiries or problems or to abide by the law.

MISCELLANEOUS:

These Terms are governed by and shall be construed in accordance with the laws of the State of Illinois without giving effect to any principles of conflicts of law. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. These Terms are effective unless and until terminated by First Development Corporation.

TOP

6316 North Northwest Highway, Chicago, IL 60631-1696, Phone: 773-775-5005, Fax: 773-775-9684
FDC@firstdevelopment.com